Fixed Deposit (FD) Maturity Calculator

Calculate your fixed deposit maturity amount and interest earned with this free FD calculator. Supports quarterly, monthly, and yearly compounding frequencies.

See a year-wise breakdown of how your investment grows over time. Plan your savings by comparing different rates and tenures to maximize returns.

How is FD interest calculated?

FD interest is calculated using compound interest formula: A = P(1 + r/n)^(nt), where P is principal, r is annual rate, n is compounding frequency, and t is tenure in years.

Which compounding frequency gives the best returns?

Monthly compounding gives slightly higher returns than quarterly or yearly, as interest is calculated more frequently and added to the principal sooner.