🧓 Retirement Calculator

Plan for retirement savings and income — Free, No Sign-up, Works in Browser

Free Retirement Calculator Online — Plan for retirement savings and income











How to Use the Retirement Calculator

Enter your current age, desired retirement age, savings, monthly contributions, and expected return rate to project your retirement nest egg using compound growth.

What return rate should I use?

Historically, the S&P 500 has returned ~10% annually before inflation, or ~7% after inflation. Use 6-8% for conservative estimates.

Is this projection guaranteed?

No, this is an estimate. Actual returns vary year to year. Use this as a planning tool, not a guarantee.